About Us

Certified Debt, LLC Ryan Epper, CDS 902 Main Ave Northport,AL 35476 Office: 1-205-345-0459 Email: debtpro ( @ ) certifieddebt.com

Experienced Legal Debt Settlement Specialists

Certified Debt, LLC is a debt settlement company that serves clients in 25 states. The firm is headquartered in Northport, AL. The principals of the firm have many years of experience in financial services. All of our debt negotiators are attorneys who specialize in legal debt settlement.

“The tightening of credit markets and the downturn in the U.S. housing market have left a lot of Americans without a path to reduce their debts,” says Certified Debt, LLC President Ryan Epper. “At the same time, the changes in bankruptcy laws have made filing a much less attractive option for the majority of our clients,” insists Mr. Epper.

“For the last twenty years, I have been a mortgage broker. I’ve dealt with so many mortgage applicants who simply had too much unsecured debt to qualify for a home loan. They were drowning in debt and didn’t want to file for bankruptcy but needed a way to put their financial affairs back in order,” says the certified debt negotiator.

“I started Certified Debt, LLC with the simple goal of helping achieve freedom from debt by negotiating a debt settlement,” says the finance industry veteran.

For scores of clients, Certified Debt, LLC has been that way. For clients with enough in qualifying debts and a strong commitment to avoid bankruptcy, Certified Debt, LLC provides welcome relief from the stress of debt and a path to being debt free.

Experienced Attorneys Negotiating Debt Settlement on Your Behalf

You can stop the collection letters and creditor calls. You can have one of our lawyers working to help you negotiate a fair debt settlement. You may be surprised at how the creditor who wouldn’t settle with you for a penny less than the full amount—suddenly becomes more flexible when your offer comes from a Certified Debt, LLC attorney and skilled debt negotiator.

“Our attorneys know how to get creditors to listen and understand a borrower’s situation and the limitations of what can be paid to settle. Getting a debt settled for less means our client will be debt free years sooner than he or she would have been without our debt settlement services,” insists Epper.

Representing Yourself in Debt Settlements

“There’s an old joke that the attorney who represents himself has a fool for a client,” says Epper. “The same principle holds for the consumer who tries to negotiate a debt settlement without being represented by a certified attorney debt negotiator,” says Epper.

I founded Certified Debt, LLC to help our clients negotiate better settlements of their debts than they could without being represented by experienced debt negotiators who know the credit system, the accepted practices of creditors, and how to negotiate a quality debt settlement.”

Having a skilled and prepared negotiator from Certified Debt, LLC at the table with your creditors is one of the smartest financial decisions you can make.

Debt Free without Bankruptcy Thanks to Certified Debt, LLC