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Debt Relief Solutions
More than 85% of all Americans need a debt solution!
Negative credit & debt problems are now a national epidemic!
Are you experiencing one or more of the following symptoms?
  • Low credit scores stopping you from being approved or getting the interest rate you need?
  • Has divorce, illness or job loss made your credit report look like you're a bad or irresponsible person?
  • Are creditors and bill collectors harassing you to no end?
  • Are you a few payments behind on your mortgage, auto loan, or credit cards?
  • Having credit suicide thoughts (bankruptcy)?

Certified Debt Settlement Company

Global Credit Card CrunchInternational Association of Professional Debt Arbitrators
Get Debt Relief Now
  • All Major Credit Cards
  • Medical Bills - Phone Bills
  • Decrease Collection Calls
  • Retail Store Charge Cards
  • All Other Unsecured Loans or Liens
  • High Credit Card Rates & Fees

“As a college student, I was getting a new credit card offer in my mailbox almost every day, and I got over my head quick, especially after the restaurant I worked at closed. Getting help to settle my debts has given me a fresh start. Thank you!”

J.D. Parker
St. Louis, MO

The Debt Settlement Alternative

Being in debt does not make you a bad person, but it can make you feel hopeless about your situation. Debt can make you afraid to answer your phone. Worry about your debts can destroy your health and damage your family relationships.

If you have suffered a financial setback that makes paying your debts impossible, you need to know that there is an alternative to credit counseling, consolidation loans, or filing a bankruptcy petition.

You may qualify for a negotiated debt settlement. Using our team of debt negotiation attorneys, we can help you restore order to your financial affairs. Call 205-345-0459 right now for a free debt analysis to see if you qualify for a negotiated settlement using a certified debt settlment company.

My Debt Settlement Story

“As a young man, I got into debt when a business venture that I was involved in failed. My attorney recommended debt settlement rather than bankruptcy. Negotiating my debts put me in a position to launch several successful businesses shortly after my setback. My own experience with debt settlement is part of the reason that I started Certified Debt, LLC.”

Ryan Epper, President
Certified Debt, LLC

The First Step to Debt Settlement: A Free Debt Analysis

If you have a genuine hardship and a sufficient amount of qualifying unsecured debt, a negotiated debt settlement can help you become debt free years before you otherwise might. Imagine having the collection calls stop. Imagine being debt free without the stigma of bankruptcy.

Unlike some credit counseling services, which get paid based upon how much of your debts you pay, Certified Debt, LLC is a company that wants to get your debts settled for the least amount that your creditors will accept. That’s why enrolling in a reputable debt settlement program is the best way to get out of debt. Take the first step to debt settlement by calling 205-345-0459 right now.

Debt Settlement Professionals Who Use Attorney Debt Negotiators

In any debt negotiation, preparation and experience are the keys to success.

At Certified Debt, LLC, all of our debt negotiators are attorneys. The expert attorneys we use to help you settle your debts have settled millions of dollars in debts. Negotiating a debt settlement is the focus of their law firm’s practice, and they negotiate settlements every single day.

As experts in this specialized area of legal practice, they know the laws that govern credit and collections. They know which fees creditors are allowed by law to charge and which ones they are not. They will make sure that your creditors follow the law. They will require validation of each debt prior to settlement.

Our debt negotiating attorneys have years of experience, knowledge of the practices of various creditors, and thousands of past settlements to draw upon in negotiating a settlement of your debts.

A Record of Proven Debt Settlement Results

In many cases, our certified attorney-debt negotiators can get your unsecured debts settled for 55% of what you owe—including all of the costs of the debt settlement.

We do not charge a penny to do a debt analysis or to see if you have a hardship that might qualify you for a negotiated debt settlement. Call 205-345-0459 right now to speak to a debt settlement specialist.

Our program makes setting aside the funds for a settlement simple and directs all of your funds to paying off the debt, not to paying late fees or the minimum monthly payments that keep you forever in debt. Once settled, a debt is gone forever.

If you would like to get your debts settled without filing bankruptcy, call Certified Debt at 1-205-345-0459 for a free, no-obligation debt analysis.

Our attorneys have help thousands of people all across the nation restore their financial peace of mind and free themselves from debt. A negotiated debt settlement could do the same for you. Call 205-345-0459 today to speak with a certified debt settlement specialist.

“We were past due for so long that I had almost forgotten the reasons. Ryan showed me why the people I owed would consider these a hardship. Certified Debt, LLC also helped me understand why an attorney should negotiate my debt settlement.”

V. Cruz

Birmingham, AL
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